Thinking of purchasing a new car or refinancing your loan by the end of 2022? Your Signal to go for it is here. For a limited time only, buy a new or used vehicle, refinance your existing car loan or buyout your car’s lease with rates as low as 1.99% APR.*

Disclosure:
* APR = Annual Percentage Rate. Promotional rates are a 0.25% APR reduction taken from the standard Signal Financial FCU auto loan for which a member qualifies, in addition to any other discounts for which the member qualifies. Not all applicants will qualify. Members who opt into a Direct Bundle or Premium Bundle may combine the bundle’s loan rate discount with this promotion. May be applied to new or used vehicles. Only outside (non-Signal Financial FCU) loans are eligible for refinancing using this promotion. Promotion for a limited time only. Applications received outside of promotional period are not eligible for promotional APR. To receive the promotional APR, member must have automatic payments set up for the loan to come out of a Signal Financial FCU account, starting with the first loan payment. Rates and terms are based on an evaluation of credit history, so your rate and term may differ. Not all applicants will qualify for the lowest rate. The lowest rate available including all discounts and offers is 1.99% APR for new vehicle purchases or refinances, available only to members enrolled in a Premium Bundle, which offers a 0.75% discount on auto loans. The lowest available rate without a Bundle discount is 2.99% APR. Payment Example: Loan of $25,000 for 60 months at 2.24% APR will have a monthly payment of $440.82. Must be over age 18 and a Signal Financial FCU member in good standing to qualify. Good standing with Signal Financial FCU means no loans currently past due more than 15 days, no collections or charge-offs, no negative balance shares, no more than six non-sufficient fund fees in a six-month rolling period, no revoked overdraft privileges, and no tax lien or garnishment. Non-member applicants must qualify for credit union membership and must become a member in order to receive the loan. Rates and terms are subject to change at any time without notice. This credit union is federally insured by the National Credit Union Administration.